HUDCO Reports outstanding Performance in H1 FY 27: Profit After Tax Surges 31.50% YoY, Asset Quality among Industry-Best
Housing and Urban Development Corporation Limited (HUDCO), a Navratna CPSE and an NBFC–IFC (Infrastructure Financing Company) under the Ministry of Housing and Urban Affairs, Government of India, has continued its strong growth trajectory in the second quarter of FY 2026–27. The Board of Directors of HUDCO, at its meeting held on 4 th November 2026, approved the financial results for the first half year ended 30th September 2026, delivering another period of exceptional growth, robust operational performance, and stellar asset quality.
HUDCO’s core profitability parameters recorded massive growth, led by a 31.50% Year-on-Year (YoY) increase in Profit After Tax (PAT), which reached ₹1,762.15 crore up from ₹1,340.06 crore in H1 FY 2025-26. Revenue from operations witnessed a substantial jump of approximately 26% YoY, climbing to ₹7,757.59 crore. Showcasing strong growth across all key indicators compared to H1FY26. the company’s loan sanctions surged by 12.50% year-on-year (YoY) to reach Rs. 1,04,592 crore, while loan disbursements witnessed an impressive 36.90% YoY increase to Rs. 35,372 crore. This operational momentum expanded the loan book by approximately 29% YoY, rising to Rs. 1.86 lakh crore from Rs. 1.44 lakh crore.
Asset quality strengthened significantly, with Gross Non-Performing Assets (NPAs) dropping to 0.71% from 1.21%, and Net NPAs declining to an industry-leading 0.04% from 0.07%. Driven by this outstanding performance, annualized Earnings Per Share (EPS) jumped 31.54% to Rs. 17.60 from Rs. 13.38, while the company’s total Net Worth grew by 27.29% YoY, strengthening from Rs. 18,037.03 crore to Rs. 22,959.05 crore.
Shri Sanjay Kulshrestha, Chairman & Managing Director, HUDCO, on release of half yearly results, stated that company has delivered a robust financial and operational performance, driven by strong growth in loan sanctions and disbursements, sustained profitability and expansion of its loan portfolio. He highlighted that the Corporation’s prudent financial management and focused risk mitigation have further strengthened its balance sheet, with a significant improvement in asset quality and reduction in NPAs.
He reaffirmed that HUDCO remains committed to financing India’s urban infrastructure development and supporting the vision of Viksit Bharat. With strong business momentum, healthy financial fundamentals and industry-leading asset quality, HUDCO is well-positioned to sustain its growth trajectory in the second half of FY 2026–27.
